> ## Documentation Index
> Fetch the complete documentation index at: https://docs.securelend.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# MCP Overview

> Connect Claude and ChatGPT to SecureLend's marketplace and underwriting agents

# Model Context Protocol (MCP)

SecureLend provides two production MCP endpoints:

| Endpoint                           | Purpose                                                                                    |
| ---------------------------------- | ------------------------------------------------------------------------------------------ |
| `https://mcp.securelend.ai/mcp`    | Loan comparison marketplace — 22 tools for borrowers and lenders                           |
| `https://agents.securelend.ai/mcp` | Agentic underwriting tools — pitch deck precheck, IC memo, document intelligence, and more |

The marketplace is also **live in the ChatGPT App Store** — no manual setup required for borrower-facing workflows.

## What is Model Context Protocol?

Model Context Protocol (MCP) is an open standard that allows AI assistants to connect to external tools and data sources. Our MCP server enables Claude and ChatGPT to:

* Compare personal and business loans in real-time
* Calculate mortgage and loan payments
* Compare credit cards and banking products
* Submit loan applications on behalf of users
* Track application status

## Who is it for?

**Borrowers:**

* Compare 200+ lenders for personal, business, and equipment loans inside ChatGPT or Claude
* Get instant loan comparisons through natural conversation — no need to visit multiple lender websites
* Easiest path: open the [SecureLend ChatGPT app](https://chatgpt.com/apps/securelend/asdk_app_69513da1b04881919f74ae07c00a11f2#) directly

**VC firms and lenders:**

* Precheck pitch decks against your rubric (\$0.50/check, first 15/month free)
* Generate IC memos, credit memos, and underwriting memos from a deal workspace
* Connect via `agents.securelend.ai/mcp` — see [underwriting agents setup](/mcp/setup#underwriting-agents---manual-mcp-setup)

**Developers:**

* Build AI-powered financial applications using our TypeScript SDK
* Integrate loan comparison or underwriting workflows programmatically
* See [SDK documentation](/sdk/javascript)

## Quick Start

<CardGroup cols={2}>
  <Card title="ChatGPT App Store" icon="comment" href="https://chatgpt.com/apps/securelend/asdk_app_69513da1b04881919f74ae07c00a11f2#">
    Open the marketplace app — no setup needed
  </Card>

  <Card title="Claude / ChatGPT Setup" icon="message" href="/mcp/setup">
    Connect either endpoint in under a minute
  </Card>

  <Card title="TypeScript SDK" icon="code" href="/sdk/javascript">
    Integrate programmatically
  </Card>

  <Card title="Tool Reference" icon="book" href="/mcp/tools">
    Browse all marketplace tools
  </Card>
</CardGroup>

## Available Tools

### Loan Comparison (6 tools)

* **compare\_personal\_loans** - Personal loan offers based on credit and purpose
* **compare\_business\_loans** - Business loans with revenue and industry matching
* **compare\_car\_loans** - Auto loan rates for new and used vehicles
* **compare\_student\_loans** - Student loan options by degree type
* **compare\_personal\_mortgages** - Mortgage rates and terms for home purchases
* **compare\_business\_mortgages** - Commercial mortgage options

### Banking & Credit Cards (5 tools)

* **compare\_personal\_banking** - Checking and savings account comparison
* **compare\_business\_banking** - Business banking products and services
* **compare\_savings\_accounts** - High-yield savings account rates
* **compare\_personal\_credit\_cards** - Personal credit cards by rewards type
* **compare\_business\_credit\_cards** - Business credit card options

### Financial Calculators (3 tools)

* **calculate\_loan\_payment** - Monthly payment calculator for any loan
* **calculate\_mortgage\_payment** - PITI (Principal, Interest, Taxes, Insurance) calculator
* **compare\_lease\_vs\_purchase** - Vehicle lease vs buy cost comparison

### Application Management (6 tools)

* **get\_offer** - Submit application to a selected lender
* **get\_multiple\_offers** - Submit application to multiple lenders simultaneously
* **track\_offer\_status** - Check status of submitted applications
* **display\_offer\_form** - Generate pre-filled application forms
* **display\_upload\_documents\_form** - Upload required documents
* **submit\_documents** - Submit supporting documentation

[View full tool reference →](/mcp/tools)

## Example Use Cases

### Personal Finance

> "Compare personal loans for \$25,000 to consolidate credit card debt. My credit score is 720."

The AI assistant will use `compare_personal_loans` to fetch and compare offers from multiple lenders, presenting the best options with rates, terms, and monthly payments.

### Business Financing

> "I need a $200,000 equipment loan for my restaurant. My business has $1.2M annual revenue and I've been operating for 3 years."

The AI will use `compare_business_loans` with your business profile to find competitive offers, then can help you submit applications with `get_offer`.

### Home Buying

> "What would my monthly payment be on a \$400,000 home with 20% down at 6.5% interest, including taxes and insurance?"

The AI uses `calculate_mortgage_payment` to provide a complete PITI breakdown.

## Architecture

```
┌──────────────────────────────────────┐
│   AI Assistant (Claude/ChatGPT)      │
│   • Natural language interface        │
│   • Context management                │
└──────────────────────────────────────┘
              ↓ MCP Protocol
┌──────────────────────────────────────┐
│   mcp.securelend.ai/mcp              │
│   • Skybridge Framework               │
│   • 20 financial tools                │
│   • JSON Schema validation            │
└──────────────────────────────────────┘
              ↓ REST APIs
┌──────────────────────────────────────┐
│   SecureLend Backend Services        │
│   • Lending Service                   │
│   • AI Service                        │
│   • Core Service                      │
│   • Integration with 200+ lenders    │
└──────────────────────────────────────┘
```

## Security & Compliance

<Card title="SOC 2 Type II Completed" icon="shield-check">
  SecureLend completed SOC 2 Type II certification, demonstrating
  enterprise-grade security controls. OpenAI-approved for the ChatGPT App Store.
</Card>

**Key Security Features:**

* **No Authentication Required** - Comparison tools are read-only and public
* **HTTPS Encryption** - All communications encrypted in transit
* **Privacy-First Design** - Comparison data is not stored or logged
* **Rate Limiting** - Protection against abuse
* **Input Validation** - All parameters validated against JSON schemas

**Data Handling:**

* Comparison tool results are ephemeral (not stored)
* Application submissions require explicit user consent
* Personal information only transmitted when submitting applications
* Full transparency about data usage at each step

## When NOT to Use MCP

MCP is designed for:

* ✅ Comparing financial products
* ✅ Getting rate quotes and estimates
* ✅ Calculating payments
* ✅ Submitting applications with user consent

MCP is NOT suitable for:

* ❌ Executing financial transactions (use our platform directly)
* ❌ Accessing existing account data (use REST API with authentication)
* ❌ Automated trading or investment decisions
* ❌ Regulatory compliance workflows (requires audit trails)

For these use cases, see our [REST API documentation](/api/loans) or contact our enterprise team.

## Technical Details

**Framework:** Skybridge (built on official MCP SDK)\
**Protocol Version:** MCP 1.0\
**Deployment:** AWS ECS Fargate (us-east-2)\
**Availability:** 99.9% uptime SLA\
**Rate Limits:** 100 requests/minute per IP (comparison tools)

## Getting Started

<Steps>
  <Step title="Choose Your Platform">
    Decide whether to use Claude Desktop, ChatGPT, or programmatic SDK
    integration
  </Step>

  <Step title="Follow Setup Guide">
    Complete the 2-minute setup for your chosen platform
  </Step>

  <Step title="Try Example Queries">
    Test with the example conversations provided
  </Step>

  <Step title="Explore All Tools">
    Review the complete tool reference and capabilities
  </Step>
</Steps>

<Card title="Ready to Get Started?" icon="rocket" href="/mcp/setup">
  Follow our setup guide to connect in under 2 minutes
</Card>

## Support

* **Documentation:** This site (docs.securelend.ai)
* **Status Page:** [status.securelend.ai](https://status.securelend.ai)
* **Developer Email:** [developers@securelend.ai](mailto:developers@securelend.ai)
* **GitHub Issues:** [github.com/SecureLend/mcp-financial-services](https://github.com/SecureLend/mcp-financial-services)

<Note>
  **Looking for B2B API integration?** See our [REST API
  documentation](/api/loans) for embedding SecureLend in your platform.
</Note>
